Hey everyone, looking for some guidance here. My dad (70yo) took out parent plus loans for me. Currently my parents only source of income is SS, disability and a pension. They live off <30k yr. My dad became disabled back in 2013, student loans were taken out in 2017. He never ended up going back to work after a spinal fusion that went wrong, temporarily paralyzed. He has been on disability for years as he’s can’t do much manual labor. Because his disability occurred prior to loans being taken out would this disqualify him from TPD?
TPD/ discharge consolidated PPL
byu/Glitterklit inStudentLoans
Posted by Glitterklit
1 Comment
If he qualified for these loans using the income you listed (SSI, disability, pension), then that is the income upon which they are expecting him to pay the loans back.
If he fabricated income and made it appear that he was still working to take out loans that are more than he can afford on SSI, disability, pension, then that chicken is coming home to roost.
Either way, it is unlikely these can be discharged on the basis of disability, but he can try. 🤷🏻♀️