CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Discover

    * Amex Hilton

    * Citi Strata Premier (not primary account holder)

    * FICO scores with source: 800

    * Oldest credit card account age: 5 years

    * Cards approved in the past 6 months: 0

    * Cards approved in the past 12 months: 0

    * Cards approved in the past 24 months: 1

    * Annual income $: 100k

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: Yes

    * Estimate average monthly spend in the categories below.

    * Dining $: 400

    * Groceries $: 1000

    * Gas $: 200

    * Travel $: 400

    * Using abroad?: No

    * Other categories or stores:

    * Other spend:

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Amazon Prime member: Yes

    * Costco or Sam's Club member: Costco

    * Open to business cards: Yes

    PURPOSE

    * Purpose of next card: Travel Rewards

    * Cards being considered:

    I want a strong sign up bonus – Can be a business card as I’m a business owner

    Should I get sign up bonus for my own Citi card? Chase Sapphire? Capital One? Other?

    Good travel rewards I care more about the hotels than the airlines.

    Card Recommendations – Credit Report
    byu/Ordinary_Opposite_52 inCreditCards



    Posted by Ordinary_Opposite_52

    1 Comment

    1. Quiet_Print5580 on

      with an 800 score and those spending patterns you’re in pretty solid position for most premium cards. since you want hotels over flights and mentioned being business owner, the chase ink preferred might be worth looking at – decent signup bonus and you can transfer points to hotel partners

      costco membership opens up some good options too but if you’re really focused on hotels the world of hyatt card could work well with your travel spend

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