I honestly feel like I’m so behind when it comes to money. I’m 22 now, but I only started learning about investing and personal finance last year. That’s when I finally opened my Roth IRA, a taxable brokerage account, and a crypto wallet on Robinhood and SoFi.Before I turned 20, nobody ever told me a single thing about managing money. I had zero concept of saving or investing,whenever I had cash, I’d just blow it all. It wasn’t until last year that I realized how naive I’ve been.I’m currently working at USPS making $21.80/hour. I still live with my parents, and my monthly expenses are under $1,000, so I’m able to save some money every month. I’m just posting this to let out some frustration.
I feel so behind on my financial literacy…
byu/Super_Slide_4244 inpersonalfinance
Posted by Super_Slide_4244
3 Comments
Yo, don’t fret; you are already more informed than the majority!
I don’t expect my income to increase a lot either, since I don’t plan on going to university.
You’re ahead. Most people don’t/ can’t start until later. Keep it up and just make sure to start with sustainable habits