Rear ended while at a red light, other driver not only admitted fault to me but to the police as well, their insurance is stating " We cannot do that until the other driver responds to us or we have the police report in hand" The other driver is not responding to their insurance, I was told to go through my insurance by their insurance but I do not feel that is right, I am fully covered, just wondering what will happen if I do decide to go through my insurance first,. I know I am covered under their "umbrella" so to speak so they will seek restitution and repayment from the other insurance company.
Any help is appreciated, before anyone asks, yes minor injuries were sustained, they are being handled by my job since I was on the job, it is all well documented.
Edit: I use my personal vehicle for work.
Posted by hydr0warez
1 Comment
If you were on the job, then your personal insurance would not handle your job’s insurance should handle unless you’re using your personal vehicle for work.
ETA: but yes they must speak to their insured.