Hello, I’m currently working with an insurance company who’d marked my car a total loss after their client rear ended me. They’d sent me some photos dated in January and February (February was my car parked in front of my house) when the accident happened March 10th.
Is this normal? I feel very uncomfortable with them just having photos of my car from BEFORE an accident of my car in front of my home. I’m not disputing that there’s previous damage, just curious if this is standard that they just have these photos handy like that?
If this is standard / somehow normal, I’ll feel better about it just hoping someone could shed some light on the issue?
Other parties insurance sent me photos of my car dated 1 and 2 months before my accident?
byu/Euphoric_Compote_232 inInsurance
Posted by Euphoric_Compote_232
5 Comments
Yes, in the US this is normal. They have access to sites that will find this information for them and they can use them to determine if damage was pre-existing.
Yeah, I forget the name of the program but there are cars that drive around all over the US just snapping pictures of the cars around them and logging the license plates.
Insurance carrier have access to these and use them to prove fraud or unrelated prior damage. They didn’t have pictures sitting around exactly, there was some question about damage or some other circumstance and they searched a large database hoping to find evidence of your cars condition before the loss.
It is what it is. Don’t lie. I’m not saying you did, but you can essentially have your driving privileges revoked for life for lying to a carrier.
yeah feels weird but it’s normal. they pull old photos to check prior damage and value, not like they’re watching u or anything
This the photo that s
https://preview.redd.it/ecxtufzdj0xg1.jpeg?width=192&format=pjpg&auto=webp&s=53b23ffe91b409c13b37cc1d530971cc90e08b89
ussed me out the most bc it’s not like a google car with a camera on top, it’s taken from a passenger seat window lmao
You are parked in public. There is no expectation of privacy. Anyone can take pics of you, your car, your house.