70k uninvested what options are there

I recently liquidated a corporate bond investment account due to credit risks in private loans. A lot of the companies the fund lended to were auto lenders. When I got into the details it looked like too much risk for the 5% yield given the private credit markets risks. Decided to get out while I could.

Now it’s sitting in a money market account earning 3.28%. Looking for what options there are in the market. Want to avoid private credit, juice isn’t worth the squeeze anymore. Also don’t want to put it in a CD. I know everyone so going to say VOO/VXUS. Looking for other ideas. No crypto.

For context I’m 30, I make 70k a year now, but at the end of next year my income will increase to about 300k. My partner is in the same situations and will see an increase to about 400-500k. I have about 250k in taxable investments and 30k in my retirement account currently. Goal for the money is to either hold long or use it to buy a medical practice in 5-6 years. Time horizon is pretty broad, given my large bump in income it’s kind of inconsequential.

(Before everyone points out the jump from 70k to 300k, I’m a resident physician. When I become an attending next July I’ll go from a resident salary of 70k to an attending salary of 300-400k. There’s no ramp up in salary over decades, it’s overnight the day you graduate residency and start as an attending).