Hi, I’m sorry if my English is not perfect. I just try to explain my situation.
I live in Finland and I work as a nurse. I really care about my job and my patients, and I get a lot of kind words from them. I try to be a good person and do my work well. But right now my own life is falling apart.
My ex partner left me with debts, and now they have gone to enforcement. They take a big part from my salary every month, and after that I don’t have enough left anymore.
I have two kids and I always make sure they have food and everything they need. But for myself sometimes I don’t even have money to eat properly. It’s really hard to admit that.
Now my car also didn’t pass inspection, and I need it for work and daily life. I don’t have money to fix it.
The worst part is that because of all this, we are at risk of losing our home. That scares me the most. I try to stay strong for my kids but inside I feel like everything is too much.
I am working full time and doing everything I can, but it still feels like I’m falling behind all the time. I feel very tired, stressed and honestly a bit lost.
If anyone has advice how to deal with this kind of debt situation or what I could do, I would really appreciate it. Is there anything i can do to 😢I really want to fix this and keep my family safe.
Thank you for reading ❤️
I feel like I’m drowning in debt and scared we might lose our home
byu/stillstandinglife inpersonalfinance
Posted by stillstandinglife
2 Comments
Would you have room to share your home with someone else to help with expenses? There’s probably another woman who could use a home. Meanwhile, don’t hesitate to do anything legally possible to collect the debt from your partner.
In the US, it is usually possible to do some type of side gig. Not sure what would work in Finland. Tutoring? Helping students who want to get into nursing school? Private duty nursing where you can bring your children?
I’m hoping to get to Finland someday….
Debtors anonymous has been very helpful. It is a free program. Zoom meetings twenty four seven worldwide. Google it. I made $24500 more this year than I’ve ever made. I’m putting money in savings. It’s completely shifting how I approach money and earning in a great way. Turns out, it’s all about slowing down and self care so you can think clearly and make the best decisions.