Hi, i have money saved in hysa and get interest income each month that is taxable. i am looking for investment options that are similarly liquid, make around the same yield/interest rate and are just as safe, but the profit is delayed until i redeem. spaxx seems like it pays out each month and the only other things i can think of are cd's or savings bonds, but would prefer electronic option that i could manage from my brokerage account. do you know of any??
investing options similar to hysa or fidelity cash but delayed income.
byu/painfulletdown ininvesting
Posted by painfulletdown
3 Comments
The financial product you are looking for does not exist
Closest thing I can think of is I Bonds but they’re almost definitely not what you want.
You might look into capital appreciation bonds. This is not something I’ve invested in before, but I believe they mostly do what you describe