Hello,

    I was wondering what might be the best option for my annual/bi-annual expenses that include the following:

    Propane

    Auto Insurance

    Homeowners Insurance

    Cell Phone

    SquareSpace Domains

    Local MLS membership fees

    CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Player 1:

    * AMEX Blue Cash Preferred – $15,000

    * Associated Bank / Elan – $9,000

    * Apple Goldman Sachs – $7,500

    * Citi Custom Cash – $8,600

    * Player 2:

    * Apple Goldman Sachs

    * FICO scores with source: 725 – Transunion/Credit Karma / 709 – TransUnion/Credit Karma

    * Oldest credit card account age: 14 years

    * Cards approved in the past 6 months: 1

    * Cards approved in the past 12 months: 1

    * Cards approved in the past 24 months: 1

    * Annual income $: $75K

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: No

    * Estimate average monthly spend in the categories below.

    * Dining $: n/a

    * Groceries $: n/a

    * Gas $: n/a

    * Travel $: n/a

    * Using abroad?: n/a

    * Other categories or stores: n/a

    * Other spend: n/a

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Big bank customer: No

    * Open to business cards: Maybe

    PURPOSE

    * Purpose of next card: Cashback

    * Cards being considered: n/a

    ADDITIONAL INFO

    n/a

    Thank you!

    Best credit card for annual expenses (utilities/biz expenses, etc)
    byu/meow0827 inCreditCards



    Posted by meow0827

    2 Comments

    1. If your insurance company supports Apple Pay when making payments through mobile app, maybe Kroger card? That one gives you 5% for Apple Pay payments.

      If not, I would go with Citi Double Cash or WF Active Cash.

    2. An Elan Max Cash would presumably give 5% back on Propane and Cell if you select the proper categories.

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