I try to pay 28ish days in advance.
Anyone else being asked to make 13+ payments a year with Nelnet? My April (website) said I was past due and owed 2 months bills. I paid. But I've paid 9 months on 8 months owed.
Do Y'all think the The DoED think, I missed a payment? How do I find out? I
I have made 10 payments under IBR in the last 8 months. It hurts, like really really hurts. At the rate I am going, I'll have 14 payments this yr.
Nelnet said I missed a payment, I have made 9 (10 now) payments in 8 months.
Math isn't mathing, y'all have any thoughts?
13 payments annually? Mathing the Math
byu/SuperPlantGuy inStudentLoans
Posted by SuperPlantGuy
2 Comments
Nelnet is wild inconsistent with their payment tracking – had similar issues when I was dealing with them few years back
When you pay early like that it can mess up their system because they apply payments to current month instead of next month sometimes. You should be able to call and ask for payment history breakdown to see exactly where each payment went
Keep all your bank statements as proof because their customer service will definitely try to gaslight you about missing payments
IMHO paying early can be more hassle than it’s worth.
Create a separate bank account for auto pay to get your auto oay discount.
Contribute extra to an emergency fund or retirement contributions instead.