This may seem really stupid now but I have always been told to just get medical help when needed, even if you can't pay it, because the debt falls off in 7 years and wont affect your credit score after that. I dont really have a credit score anyway.
So I have and now I'm being summoned in court for not paying medical bills that I legitimately dont remember doing. I had my organ failing me like 3 years ago and every place I went to told me to basically stop faking it. I wouldn't be surprised if it was during that time.
I dont know what to do. Im terrified they're gonna try emptying my bank account or garnishing my wages. Im terrified I need a lawyer and have to pay for it. I can't even afford the over 2k bill theyre summoning me for. Ive been told to call the collection agency before court but also read that if its already being sent to court to just go to court and deal with it there. I read something about needing evidence on my part that it is the full bill and the pricing is right but what does that even mean when Healthcare providers fail to mention pricing of anything until after care? Do I need to get a statement from the hospital I got the care at before my court date?
What do I need to do to prepare for this? I never been to court. I'm terrified. Im from Missouri USA btw
I was summoned for unpaid medical bills and I dont know where to go from here.
byu/Positive_Tour811 inpersonalfinance
Posted by Positive_Tour811
1 Comment
They can and will garnish your wages. I suggest you try to start a payment plan with the collection agency or the hospital first, offer $100/month and see if they’ll accept it. That’s so much better than having a judgment against you.