We closed on another house, and the old house will be vacant (with some work) until it sells.

    What surprised me is that the primary residence HO policy was about $2500 for 1 yr. All vacant policy quotes from an agent to insure that same property are about $3000 for 6 months, or well over 2x the primary residence policy cost on a monthly basis.

    Is this expected? should I check with another agent?

    6mo vacant policy over 2x 1 yr primary residence policy
    byu/benberbanke inInsurance



    Posted by benberbanke

    2 Comments

    1. FindTheOthers623 on

      Yep. Vacant properties are much higher risk than occupied properties.

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