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    Planning to Invest $2,000 Monthly Where Should I Start?

    I’m a 29-year-old earning about $120,000 a year. My company offers a 6% 401(k) match, which I’m already maxing out. I’d like to start investing an additional $2,000 per month into something I can leave untouched until I’m 50.

    I don’t have much knowledge about investing, so I’d really appreciate some guidance on where to start.

    Planning to Invest $2,000 Monthly Where Should I Start?
    byu/Rizzen11111 ininvesting



    Posted by Rizzen11111

    10 Comments

    2. CyberSecurityGuy1 on

      VOO if you’re wanting something on the safer side, or QQQM if you’re good at not panic selling.

    3. Pale_Drink4455 on

      Low cost S&P 5OO funds are your reliable good long term performers. Not financial advice but VTSAX, VOO, VTI etc are popular ones. Also open and max fund a ROTH yearly too if you can with a similar approach. Anything extra throw in a brokerage account on solid stock tickers, but make sure you do have some cash on hand because shit happens in life unexpectedly.

    4. SuperUnic0rn on

      Something stable and reasonable with a lot of cash on hand like appl- GAMESTOP

    6. I__Know__Stuff on

      Are you actually maxing your 401k or just getting the full match?

      The maximum contribution is $24,500 in 2026.

      I would recommend increasing that if you haven’t.

    7. Zestyclose_Panda_886 on

      Just a quick sidenote your company 401 is probably screwing you with 8 or 10 indexes. It might be worth doing some homework on seeing which broad funds you can catch CHEAPER. Your expense rations are still probably ugly, but if you can catch a fund that tracks the S&P and that DAQ, you can start making some really good growth without bonds and other junk. Look for a Future contributions tab or something similar.

    8. Morejazzplease on

      Are you actually maxing your 401k? Or are you saying you get the full 6%? WAY different things.

    9. Simalt443 on

      Most serious investors will agree $BYND is the best low risk asset to park your cash for retirement. Essentially replacing the functionality of low risk indexes which have become oversaturated with AI exposure.

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