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    Frugal Living

    Young woman trying to plan and budget better :(

    31F. Single
    Living in Blr.
    7 YOE
    Take home 2.15 lpm
    Current investment- 45k pm
    Savings below-
    MF-25l+
    Stocks-2l+
    Misc savings- \~5l

    Rent- 40k pm
    Other fixed expenses- 15k pm
    Misc expenses- ranges from 50k-1lac varies..
    Due to random heavy expense/ travelling etc
    No loans or EMIs

    Even though I am disciplined, I still can’t feel comfortable w my finances. I want to save more but I struggle w having goals.
    How can I track and plan better?
    Any advice will be helpful.

    I feel my MF portfolio is also over crowded 🙁
    But will fix that later.

    Young woman trying to plan and budget better 🙁
    byu/Existential_Dread16 inFrugal



    Posted by Existential_Dread16

    6 Comments

    3. Aggravating-Grand452 on

      Pay off high interest debt first and foremost. Try to follow 50/30/20. Most of us here cannot give super in depth advice as we are unfamiliar with incomes/COL where you live. Try asking r/personalfinanceindia

    5. Frosty-Source-4994 on

      “I feel my MF portfolio is also over crowded :(”

      Paging Samuel L Jackson. Please pick up the red courtesy phone.

    6. bookthiefj0 on

      2.15 lakhs per month is ridiculously high salary in India , even in a high cost of living city like Bangalore. You are good.

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