Current Cards:
Capital One Savor: 500 limit, Age: 3 years
US Bank: 1,700 limit, 2 years 5 months (I don’t use this card)
FICO: 800
Oldest Credit Age: 3 years 0 months
Chase 5/24 – 1/24
Income: approx 15-20kq per year (college student living at home)
Average monthly spending:
Gym membership: $40
Subscriptions: $5.99
Dining: $200
Gas: $100 (always at Costco for price)
Other: $150
Not open to business cards
Purpose: maximize points/cash back. I already get 3% on my dining but on my other expenses 0% majority. Main problem is I am not receiving anything for gas, gym membership, and my ‘other’ expense which is a lot of Amazon and EBay.
Looking at Chase Freedom Unlimited.
I am open with either a general spending or category.
Thank you in advance for any advice
Card Recommendation Advice
byu/BackgroundOffice5131 inCreditCards
Posted by BackgroundOffice5131
1 Comment
You could get Amex Blue Cash Everyday – 3% CB on gas, grocery and online shopping. 1% on everything else.
You could also get a 2% flat rate card. Citi Double Cash, Fidelity Visa, SDFCU Premium Cashback+, PNC Cash Unlimited, WF Active Cash are some such options. This will help you cover any categories not covered by other cards. For international use, look for one with no FTF.