Any 24 months? If not then which 21 month card is the best to get right now? Anything better than 21 months 0% APR on purchases right now? byu/VTSAX_VTI inCreditCards Posted by VTSAX_VTI
fly4awhtgye2 on May 3, 2026 11:57 pm Wells Fargo Reflect is 21 months, but reportedly can give credit limits low enough to not benefit as much as you’d expect from the offer.
GraveDigger4Hire on May 4, 2026 12:40 am Maybe 24 months in the UK (Barclaycard Platinum, Lloyds, MBNA, etc.) but I’m not aware of any US cards offering more than 21 months.
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Wells Fargo Reflect is 21 months, but reportedly can give credit limits low enough to not benefit as much as you’d expect from the offer.
Citi Diamon Preferred is also 21 months. Longest I’ve seen.
Maybe 24 months in the UK (Barclaycard Platinum, Lloyds, MBNA, etc.) but I’m not aware of any US cards offering more than 21 months.