I was the impressionable 18 year old who went to the expensive science school. Now at 21, I am starting to realize after transferring (Failed out with a “C” in one class in my program despite the 3.7 GPA), that the price per year was a scam.
I currently have 19.5k in my name, my mother has around 64k in Parent Plus Loans.
I currently go to a community college where I have enough credits to either:
A. Graduate with Health Sciences and struggle to find a hospital career (If anyone knows otherwise please inform me! My searches have produced dead ends otherwise)
My college informed me I have one semester left and I can be done with an Associates.
B. Proceed into Radiology Technology where most of my credits will apply, bringing my tuition for 5 semester BEFORE aid to $35K
Neither of my parents went to college, my mother never finished highschool so I had very limited realistic, people to give 18 year old me proper college loan information.
So, what would you do?
Thank you all in advance – A struggling 21 year old
130K in federal loans? Or should I struggle?
byu/Dinosaurz122 inStudentLoans
Posted by Dinosaurz122
5 Comments
If you like radiology, I would go for the tech job. The salaries are decent and its a specialized job vs general health services degree. Check indeed for jobs and salaries in your area.
> bringing my tuition for 5 semester BEFORE aid to $35K
So you would need 35k more in total if you don’t get any aid?
I graduated from law school w/ $130k in debt and even as a working attny, I found the loans debilitating. I don’t have enough knowledge to help you decide your path but I can tell you to avoid that high of debt if you can.
What’s your estimated average salary for the second one?
I would look for a radiology bachelor program that’s accelerated, online, once or twice a week type thing. And work full time in the medical field while completing it.
Find out from your school how many semesters of financial aid eligibility you have.