Policybazaar vs Direct Insurance Company vs Adviser – Which is Best for Buying Health Insurance in India?

I’m planning to take a personal health insurance policy and I’m confused about the best way to buy it.

Should I:

\- buy through Policybazaar,

\- buy directly from the insurance company website, or

\- buy through a personal insurance adviser/agent?

Which option is better in terms of:

\- claim support,

\- transparency,

\- premium,

\- customer service, and

\- avoiding future issues?

Would like to hear real experiences and suggestions from people who already purchased health insurance in India.