I am 25 and I am about to start college for the third time. The first two times I got the Pell Grant, but wasn’t able to continue due to a mix of working full time and my ex-partner. I am extremely worried about not being able to finish and failing yet again.
I am going into nursing (will only be getting a 4 year degree) and I am considering working PRN at the local hospital and getting student loans to survive so I can focus on school. My total bills are going down to $700 a month (groceries and all). A lot of hospitals have student loan forgiveness, plus there is the public service forgiveness. The student loans would only go towards my monthly bills and school related items.
I grew up with my parents being debilitated with debt due to my father’s student loans for a degree he doesn’t even use. My foster mother had student loans while in her program, but has always told me not to take them out if I can avoid it. I am wanting to get some more opinions on this, whether it’s a horrible idea or if it’s reasonable.
Posted by Altruistic_Ad6426
1 Comment
Third time’s the charm, right? Your situation is pretty different now since you identified what went wrong before – working full time while studying is brutal and relationship drama can definitely derail everything.
Going PRN while doing nursing school seems like good middle ground, you’ll get some healthcare experience while keeping income flexible around your class schedule. With bills at only $700/month and potential loan forgiveness programs in healthcare, the debt load doesn’t sound too scary compared to what nursing salaries can be.