I’m a first gen graduate and since graduating I have not been able to find a job I can physically work so I’m unemployed. I’m disabled and working on getting the documentation finished/applied for. I’ve maxed out my credit cards to survive. I’m drowning and don’t know how I’ll be able to get out of this. I’m only 25 and my credit is shot. If it weren’t for my partner I’d be homeless. I don’t even know what my options are. It’s a mix of private and federal loans, I’ve only been able to pay on the private loans. I genuinely don’t know what to do. It’s affecting my mental and physical health as well. Do I even have any options?
$65,710 in student loans
byu/Turbulent-Put3321 inStudentLoans
Posted by Turbulent-Put3321
1 Comment
Go on an IDR plan and certify no income currently for the Federal loans.
For the private loans, contact them and explain the situation. Interest will still accrue but they may be able to work with you on repayment but you have to communicate.