I'm with TD Insurance (full coverage, grand touring) and my car is now considered a total loss. They are saying after a settlement amount is offered they have a 3-day period i can have a rental and that's it.

    Is this normal and is it legal? This 3-day limit is not mentioned anywhere in my policy

    My insurance deemed my car a total loss and is denying a rental
    byu/deige inInsurance



    Posted by deige

    4 Comments

    1. sephiroth3650 on

      This is normal. It’s legal. Very standard. You don’t get a rental for some indefinite period after it’s a total loss.

    2. ApprehensiveLie7054 on

      The duration of the rental car sounds fairly normal. It is what we offered when I was handling claims many years ago. You might be able to get an extension of a couple more days.

    3. IntradayGuy on

      can get it extended up too a week if you want to fight them but thats about it.. get shopping

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