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    Gotta catch ’em all! My credit card stack is looking like a Pokémon deck… What am I missing?

    Alright r/CreditCards, I need help before I accidentally apply for a 10th card just because the app said “pre‑approved” and my brain went “OOH SHINY!” ✨

    Here’s my current squad of financial enablers:

    • Amazon Prime Visa — because Bezos owns me

    • Amex BCE — groceries but make it bougie

    • CapOne QuickSilver — my oldest child, I can’t get rid of it 😢

    • CapOne Savor — I like food, okay?!

      • Citizens Summit — my long‑term relationship card; she’s here for the mortgage era 💍🏡

    • Robinhood Gold — newest impulsive decision and catch-all

    • Walmart OnePay CashRewards — because I live there apparently

    • Wells Fargo Attune — thrifting and fitness, allegedly

    • Wells Fargo Autograph — 3x on everything I do online, which is… perpetually

    I’m trying to figure out if I’m missing a card that would actually add value… or if I’ve reached the “check yourself before you wreck yourself” stage of credit card collecting.

    What would YOU add?

    Gotta catch 'em all! My credit card stack is looking like a Pokémon deck… What am I missing?
    byu/PinkNinja13 inCreditCards



    Posted by PinkNinja13

    3 Comments

    1. Lucky_Awareness7765 on

      Looking at your lineup you got most bases covered pretty well but missing travel category entirely which is kinda wild for 9 cards. Since you already have the ecosystem going with CapOne maybe look at their travel cards or something that gives decent points on flights/hotels

      Also that Wells Fargo Autograph at 3x online is doing heavy lifting but you might want something better for dining than just the Savor depending how much you actually spend there

    2. amexmaster on

      I suppose the Robinhood Gold itself gives you 3% cash back on everything, so that’ll be your base line.

      I think if I were you, there’s 2 things I would aim from there:

      * Go more into a travel heavy setup, doesn’t make sense if you’re not into travel though. This can mean getting higher multipliers on flights and hotels. It also could mean, as an example, getting one of the Venture cards to turn cash earned from the Savor into Venture Miles for transfer partners. Right now, Wells Fargo seems to be the only option you have in terms of transfer partners.
      * Aim for 4~5% setups on high spend categories (e.g. food, dining), especially if you’re more into cash back. Custom Cash, among several others, is a good example of achieving this.

    3. Overlord_Za_Purge on

      this is pretty solid actually try the vx if you want the cap one duo but you just need a travel card if ur into that

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