So I’m kind of a Pokémon hunter but for credit cards haha.
This is my current setup. I have 12 cards (10 without any foreign transaction fees which is awesome). I am currently planning on closing my sofi cc (I haven’t been hit with the $10 fee, but I don’t really want to stick around and wait for that, so I’ll prob close it soon). Also, I plan to close my Amex Hilton card when I use my points up, and then after I’d like to get the Amex blue cash preferred cc for a year, then downgrade to the Amex blue cash everyday cc to skip the annual fee. I’d like to get the card for the Disney streaming service bundle credits mostly. I don’t have a business card yet and for my needs, I think I should get one, so I’d like to eventually get the Amex blue business plus cc as well.
Thoughts on the setup? Is there something I’m potentially missing (and yes I’m on the waitlist for the Robinhood goldcard, can’t get it until I’m off the waitlist).
Also ik I already have a lot of cards, but maybe there’s something I just haven’t thought about. I’m not interested in any of the chase travel cards or Amex travel cards. 1 they are too pricey, and have had nerfings that’s make me uninterested. I’m very happy with the venture x as a travel card.
My fico score is around 750. I have closed a couple of cards that I lost my interest in for various reasons, which includes the Venmo and PayPal credit cards.
My cards list:
-Goldman Sachs Apple world mastercard cc:
-Capital one venture x rewards visa infinite cc:
-Capital one savor rewards world elite mastercard cc:
-Capital one quicksilver cash rewards world elite Mastercard cc.
-Discover it cash back cc:
-Fidelity rewards visa signature cc.
-Amex Hilton Honors cc:
-Chase amazon prime visa signature cc:
-WF autograph visa signature cc:
-SoFi world elite mastercard cc:
-BofA Cal Alumni Customized Cash Rewards visa signature cc:
-Citi Custom Cash world elite mastercard cc:
Is there any card I am missing??
byu/Substantial_Entry_82 inCreditCards
Posted by Substantial_Entry_82
4 Comments
What are your expenses and what’s your goals with the card
If you annual fee aint in the 5 digits its not that much.
Barclay Mastercard Luxury Cards Titanium, Black, 24k gold card, now a true collector would have these
/s
Do you travel often, you dont seem to have a “travel oriented” card. CSR/P Amex Plat, Ms Plat, Cs plat. CS Debit/fidelity debit for no atm fees worldwide.
Any mortgage/rent? BILT+ 3x+ catchall transferable points.
Cant recommend any travel cards for free nights
/flights if i dont know if you travel often and with others.
Delta amex for “free” companion flight, same with alaska atmos, southwest, citi aa globe.
Ritzcarlton/amex brilliant card for free marriot nights.
Bbp is a good starter for business, or any chase ink if your under 5/24. Though churning inks seem to be gone now.
Cash back cards that could potentially fill in gaps: US Bank Cash+, Elan Max Cash Preferred, Kroger MC, CFF.
Have you checked the business cards? Those are great