I love playing the Credit Card game and been doing it for over 10 years. I take out Credit Cards with 0% intro interest or spend X amount in X time and get a cash /points bonus.
Iv always used them for Bills and life and put most Cash in CDs, Bonds, Stocks, etc and then paid off the balances right before the intro interest expired.
I have the Chase Freedom Unlimited, Citi Double Cash, Citi Costco, Discover IT, American Express Blue Cash, Citi Strata, Capital One Savor.
But I’m kinda done with always switching now and just keeping the Citi Costco Card and Citi Strata since the rewards are best in my opinion with those cards.
So for anyone else who’s always been into playing the credit card game. If you had to only keep two for life.
Which would you keep?
If you were limited to only Two Credit Cards. Which would you keep?
byu/Consoleforever93 inCreditCards
Posted by Consoleforever93
13 Comments
At this point RH Gold and a Citi Custom Cash. I’m checked out of the travel Hooplah for now
Paypal Mastercard since it’s my highest limit card at 30k and offers 3% back on paypal, 1.5% everywhere else.
Wells Fargo Autograph since it’s no ftf and average all around.
AmEx Platinum for flights/fhr/centurion lounge access, Citi Strata Premier for 3x on other travel/dining/groceries/gas/ev
Probably BoA UCR and CCR.
If I had to diversify lenders, BoA UCR and Amex BCP.
Can I have duplicate cards? It would be two Citi Thankyou Master Cards.
Fidelity Visa and C1 Savor.
Not the highest return in the near term, but the $ back will grow in the long run when invested in the market.
Bilt Palladium + Amex Gold
I’ve been loving my RH Gold and Amex Platinum setup!
Bilt Palladium for earning points
Morgan Stanley Amex Platinum for flights, lounges, primary CDW, travel benefits/status, 1 cpp MR cash out, and no AF authorized user for my wife
Capital One Venture X and Capital One Savor or Citi Strata Premier.
1. Citi Thankyou Mastercard, formerly shop your way (iykyk)
2. Bilt palladium catch all
Robinhood gold and United Club
Fidelity Visa, Kroger Mastercard