CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Wells Fargo Active Cash $6,000 limit (Visa)
* CapitalOne Savor $8,000 limit (Mastercard)
* Citi Double Cash $10,700 limit (Mastercard)
* Amex Blue Cash Everyday $22,700 limit (Amex)
* FICO scores with source: Experian 775
* Oldest credit card account age: 6 years
* Cards approved in the past 6 months:
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 1
Is it worth a hard inquiry to raise my limit for my Wells Fargo Visa?
byu/Dynasteh inCreditCards
Posted by Dynasteh
2 Comments
Depends. Are you nearing the limit each month to justify the increase?
Nah man with 775 FICO and that spread you got, WF should give you soft increase if you just call them – hard pulls ain’t worth it for limit bumps when you already sitting pretty with 47k total 💀