I have had this card for over 4 years, and have had next to no issues.

    However, a couple weeks ago, someone tried to use the card number online for all sorts of random purchases. I contacted the bank and got a new card issued, with a new number, and there were no more issues.

    However, yesterday, I paid off the card, so it had no balance on it. Within 12 hours, someone (presumably the same person) had filled the entire account balance to the maximum.

    This card has never left my possession and has never been used online, so I don't know how they got the number. But my bigger concern is the fact that they immediately maxed it out the second it was paid off, despite an entirely new account number.

    How can this possibly happen? The card was brand new and I hadn't even used it yet.

    Credit card info stolen and used despite new card.
    byu/Many-Excitement3246 inCreditCards



    Posted by Many-Excitement3246

    1 Comment

    1. The credit card networks all have an automatic billing updater function that will give a new token to any site where the card has been stored. You have to specifically opt out of this service when ordering a new card, it’s not automatic, and annoyingly, not every rep even knows how to do it.

      VISA – https://developer.visa.com/capabilities/vau

      MasterCard – https://developer.mastercard.com/product/automatic-billing-updater-abu/

      AMEX – https://www.americanexpress.com/content/dam/amex/us/merchant/pdf/Cardrefresher_FAQ_Feb2019.pdf

      Discover – https://www.discoverglobalnetwork.com/content/dam/discover/en_us/dgn/docs/account-updater.pdf

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