Got Robinhood Gold card today, but have been using paypal debit 5% for a while, and it's getting nerfed in August, and I want a replacement. I will have this hard inquiry on my profile but all of my other hard inquiries will be more than a year old by August. My scores are between 760-770 depending on bureau.

    If my target is to apply before/during August, should I apply for a Custom cash (if so, when?) or product change my existing double cash into a custom cash?

    Apply or product change for Citi Custom Cash??
    byu/GambitOnYT inCreditCards



    Posted by GambitOnYT

    3 Comments

    1. Stay away from Citi. Absolute terrible customer service.

      I will be sock drawling the card once I get the enrollment bonus. Huge mistake getting custom cash

    2. IdioticPrototype on

      Apply for the Custom Cash then PC the Double Cash so you can have 2 CCC cards.

      I should have done this, but didn’t stop for 2 seconds to think it through. 

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