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Daily FI discussion thread – Friday, May 08, 2026
byu/AutoModerator infinancialindependence
Posted by AutoModerator
2 Comments
Anyone else finding it harder to stay motivated on savings goals when inflation keeps making everything more expensive? I hit my target emergency fund last year but now it feels like that same amount covers way less than before
Have anyone here made the decision on having kids (or not) after FIRE?
We FIRE’d last year and soon my wife will be turning 35. We both are on the fence on having kids and the biological clock puts a pressure on making a decision. The curse of FIRE is that there’s almost limitless possibilities and we have trouble deciding on what our future looks like.
Money is not a problem for us at this point and we won’t have to spend money on daycares. Being FIRE’d means we are not going from a full-time job at work to a full-time job at home everyday. Worldschooling is an appealing lifestyle.
On the flip side, we really enjoy the freedom to be able to travel full time for 7 months so far. We loved how we can be spontaneous and do anything we wanted, or not doing anything at all. We are considering volunteering and mentoring opportunities.
We are having a hard time deciding if we want to remain child free or not. Especially since we don’t have any constraints pushing us towards one or the other. Over the years my view have changed from a “hard no” to a “maybe yes.”