Right now I feel numb, frustrated and kind of feel like not moving forward. Some of these documents cannot be produced instantly. One of the document they want a letter from my credit union outlining what my "cash secured loan" is secure on, they want this month's bank statement which won't generate until 5/15, they want proof of all the addresses I lived in the past 2 years with documentation showing I have no ownership to them.
Another thing, I got paid from facebook for content creation last year and they want an official cash flow statement from Jan-Apr 2026 because they claim it is a business.
My closing date is Monday and last night I received a long list of additional documents
byu/Justbrownsuga inRealEstate
Posted by Justbrownsuga
2 Comments
Did you file a schedule c on your 2025 tax return? That says you have a business.
Your loan officer should have been more on top of this. If you can get the documents to the lender Monday morning you can ask for a rush on your file to get through underwriting and the closing dept. If they won’t do a rush then you may have to push closing. It’s frustrating!