Nothing personal about BofA but I’ve had it for almost a year and my bonus is ending
I am receiving 6% on restaurants but in June the extra will be ending and I’ll be down to 3%
Any other CC have a higher % back than 3% ?
Best % back CC on restaurants other than Bank of America
byu/Just-curious-also inCreditCards
Posted by Just-curious-also
9 Comments
Amex Gold has 4x MR if you value points.
Can also always open another BofA card and either change your category on your current card or close it. The 6% promo is still active for new accounts.
WF Autograph has 3x points (=3%) so its equivalent, but not greater. The 3x of Autograph also covers a more than 1 spend category.
Citi Custom Cash. Quarterly there can be good ones. Discover right now. Freedom Flex some quarters.
– Best cashback: Citi custom cash (5% on up to $500/cycle)
– Best uncapped cashback: Any 3% restaurants card (Savor, CFF, etc)
– Points, with AF: Citi Strata Elite, Amex Gold, CSP/CSR
– Points, no AF: USB Altitude Go, WF Autograph
US Bank Altitude Go is 4% if you also have a checking account. Same for its Elan clones.
Citi Custom Cash, 5% up to $500/mo. US Bank Altitude Go, 4% up to $2,000/qtr. Verizon Visa, unlimited 4% but effective cap is enough points to cover your Verizon bill. Chime Prime, 5% up to $1,500/mo. Citi Strata Elite, 6x on Citi Nights and 3x otherwise, even without transfer partners still 6% and 3%. AmEx Gold, 4x up to $50,000/yr, even without transfer partners still 4.4% via Invest with Rewards.
Get another CCR
If you can realistically offset credits, Amex CS Platinum with the Amex Gold…becomes a 4.4% cashback on dining and groceries
It’s ending??? Damn I was going to apply later this week.
In that case, any card other than Citi that gives good cashback on gas?
I use Amex gold with Schwab platinum. So 4.4%. But gotta make sure it’s worth it for the annual fees. Gets pricey.