Figured I’d share a recent DP on Chase Inks since the SUB language changed on no-AF Inks sometime back.

    I was approved for all 3 Chase Ink business cards within about 45 days, all with signup bonuses:

    • Ink Business Preferred — approved 3/20/26
      • 100K SUB
      • $15,000 CL
    • Ink Business Unlimited — approved 4/20/26
      • $750/75K SUB
      • $16,000 CL
    • Ink Business Cash — approved 5/4/26
      • $750/75K SUB
      • $30,000 CL

    A few more details:

    • Prior to this, I had never held any Chase business cards.
    • Personal Chase history:
      • Had a Sapphire Preferred that was opened like 3 years ago. Downgraded it after year 1 to one of the Freedom cards (don’t even remember which one), eventually cancelled it
      • Currently still have a Prime Visa with a $19K limit
    • All 3 applications used:
      • same EIN/business info
      • same personal info
      • EIN/business established 11/2023

    Approval timeline:

    • Ink Preferred: instant approval
    • Ink Unlimited: instant approval
    • Ink Cash: under review initially, approved 12 hours later

    I never got any sort of popup message on the Cash application, it just immediately did an inquiry and sent it to review. Then about ~12 hours later I got the approval email. Luckily it was approved with SUB, otherwise I would've taken an inquiry for no reason. Maybe I'm confused but I thought the purpose of popup jail was to prevent an inquiry if they determined you weren't eligible for a SUB.

    Obviously just one DP, but hopefully useful for anyone considering whether to give it a shot.

    PS: Yes, this is a brand new Reddit account. I don’t actually use Reddit, but I was so shocked I was able to get all three in such a short period, especially with the SUB language, that I figured I should share.

    DP: Approved for all 3 Chase Ink Cards + SUBs within 45 days despite eligibility language
    byu/Comfortable_Rip9966 inCreditCards



    Posted by Comfortable_Rip9966

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