I am on the IDR PAYE plan and somehow paying $0 a month (called them several times to confirm this was actually going towards PSLF) and long story short, I missed the recertification date by like 8 days.
Now it says I’ll have to pay around $2,600 a month (and I thought 10% of your income was the max????) and I most definitely cannot do that. I am going to try and call tomorrow to see if by some miracle they will let me recertify still but I am panicking. Am I totally screwed???
Forgot Recertification of IDR PAYE
byu/Visible_Emu782 inStudentLoans
Posted by Visible_Emu782
1 Comment
Your payment is now a 10 year standard amount because you didn’t recertify.
You can recertify now/submit an IDR application to have your payment recalculated based on your income again.