if you found places to fix it cheaper, then go right ahead and let them do it. but insurance is typically super cheap, so whatever the estimator wrote-if the shop is less id think they arent accounting for damages or fixing stuff the insurance adjuster wrote to replace
if you have a loan on the car you kinda have to fix it, if you dont your finance company will not be happy as the value of their collateral is now an issue
if it costs more to fix it, a competent shop will contact the insurance for a supplemental estimate and the insurance will pay the shop directly.
you cant rent a car thru your insurance without an open claim and them managing your repairs
just let insurance repair the car and be done with it
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if you found places to fix it cheaper, then go right ahead and let them do it. but insurance is typically super cheap, so whatever the estimator wrote-if the shop is less id think they arent accounting for damages or fixing stuff the insurance adjuster wrote to replace
if you have a loan on the car you kinda have to fix it, if you dont your finance company will not be happy as the value of their collateral is now an issue
if it costs more to fix it, a competent shop will contact the insurance for a supplemental estimate and the insurance will pay the shop directly.
you cant rent a car thru your insurance without an open claim and them managing your repairs
just let insurance repair the car and be done with it