I am on citizen bank and I just realized they added a 3% fee on on foreign purchase and I want to switch to a different bank as soon as I can.
Would countries in the European union accept digital card?
Is there a way to get a credit card in one day as for international travel?
byu/Only_Hotel_7221 inCreditCards
Posted by Only_Hotel_7221
10 Comments
Cap one savor has a virtual card upon approval
If you already have account with Amex, they will offer virtual card that can be added to Apple Pay, mostly within a day. Else most of other banks require mail
Most banks gonna take at least few days for approval and then shipping the card takes another week or so. Your best bet might be calling the bank directly and asking if they can expedite, but even then it’s pretty tight timeline
You could also check if your current bank has any other cards without foreign fees that you could apply for – might be faster since you already have relationship with them
Apple Card will be usable in Apple Wallet instantly
BoA overnight ships after approval if your need is like travel.
The Chase card I opened last month allowed me to add it to Apple Pay immediately and start using it. If you don’t have your credit reporting frozen, you should get a decision within a minute or two of applying.
My BILT and Robinhood cards were ready as soon as I was approved. Its been hot or miss with AMEX.
Apple Card! No FTF
Immediate use:
– Apple Card
– Wise Debit card (can get a virtual card and use it as soon as your funds clear)
Your post is vague as to which European countries you’re asking about, but I had no problems using tap to pay within the major metro areas of France or Spain.
I believe the Fidelity card has no foreign transaction fees, and they rush the card to you upon approval.