Close Menu
    Credit Cards

    Team Cashback with Kroger card users, what’s your plan if it goes away?

    Accrue more category cards? (Granted they might just convert it into a Cash+)

    Rely on your catchall more? (Rh Gold, 2%, Smartly)

    Personally I have covered most of what's possible with the 5% cards, but I was relying on the Kroger cards for:

    • medical copays
    • barber shop
    • discount tire in-store when I cant order ahead of time (I just learned this week the Uber eats delivery driver debit card gives 5%)
    • local car mechanic (charges a 3% fee so I was coming out ahead)
    • dollar general
    • insurance app apple pay

    So the answer is just going to be Robinhood Gold for me I guess. No Smartly good letter. Losing the free Kroger delivery membership would also shift me towards ordering delivery solely with Walmart+

    This does add a little bit more appeal to the Wells Fargo Attune, since a lot of those lifestyle purchases can occur in person and aren't covered by other category cards

    Team Cashback with Kroger card users, what's your plan if it goes away?
    byu/FrostieWaffles inCreditCards



    Posted by FrostieWaffles

    3 Comments

    1. redceramicfrypan on

      Same as my plan for if any one of my cards goes away: I will use whatever card I have that continues to give the highest cashback rate for its category, or my catch-all card if I can’t capture it with a category.

      I generally don’t find it to be worthwhile trying to predict the unknowable. As far as I know, there is no current evidence of this card going away in the near future. At some point, things will change, and I will adapt with them when that happens.

    3. larrytheevilbunnie on

      I’ll be on BofA for a year, past that I may just ragequit and stay 2% catch all

    Leave A Reply