Berkshire, Chubb, Travelers getting AI exclusions approved in most states—what are you seeing on renewals?

Just came across reporting that Berkshire Hathaway, Chubb, and Travelers have won approval to exclude AI-related damages from general liability policies in over 80% of their state requests. The article mentioned underwriters are now explicitly asking for evidence of AI governance controls during renewals.

I work on the risk side at a mid-size company that's been piloting AI tools across ops and customer service. We haven't hit renewal yet, but this is making me wonder what our broker conversation is going to look like in Q3.

Anyone here already navigating this? Are carriers actually walking through your AI use cases, or is it still high-level checkboxes? And if they're asking for "documented governance controls," what does that even look like in practice? Is it policies, training records, audit trails, all of the above?

Curious what the underwriting questions have been for those of you who've already been through a renewal cycle in 2026.