Why do most crypto wallets feel overcomplicated for new users?

I’ve been checking out a few crypto wallets lately, and I didn’t expect them to feel this busy. Even the “simple” or beginner ones still have a lot going on – different networks, tokens, fees, swap stuff, settings… it’s kind of hard to tell what matters when you just want to do basic things. All I really want is something simple:

– hold BTC/ETH safely

– send and receive without overthinking it

– not worry about clicking the wrong thing

Is there a wallet that stays that simple, or do they all turn into full apps once you start using them a bit? Curious what people here started with and what you stuck with for just basic use.