$1900 in SEP IRA, 20K in HYSA, and 10K emergency fund.
Make about 70K a year, no debt. I know if I lock in I’ll be fine right? It’s wild to see these huge 401K numbers on here.
I haven’t formulated a plan just yet with hard numbers, but am contributing to my SEP IRA here and there. Thanks so much, feel so annoyed at myself for how I’ve spent in the past.
34, only just started saving for retirement, feeling behind and so dumb about how I’ve spent. There’s hope right?
byu/nilemme inpersonalfinance
Posted by nilemme
3 Comments
Read the folllowing.
[https://www.reddit.com/r/personalfinance/wiki/commontopics/](https://www.reddit.com/r/personalfinance/wiki/commontopics/)
Start here: https://www.reddit.com/r/personalfinance/wiki/commontopics.
Yes, you’re fine. You still have many years for compound interest to work for you.