I've been on SAVE for several years now and I've had no payment due since graduation in 2019 thanks to forbearance. I have about 27k of student loan debt making up of 8 different balances which just started accruing interest 2-3 months ago. Interest is about 2k alone. I make 60k salary ($3,800/month take home pay) and can barely pay bills/rent/groceries for a single parent family of 3 especially with these uncertain times. The average balance of each is $1,500 – $5,000 and each of the 8 accounts have $100-$350 in interest alone.

    Due to divorce and other life events I have 7k in credit card I've been paying around $300 a month to pay off and a $350 car payment.. I can barely keep up with cost of living and have no idea how to tackle my loans. Any advice would be greatly appreciated. I've picked up door dash and have been making an extra $200-$300 a month but half that goes right back into gas and maitenance.

    Every time I get an email or it comes up in the news I get severe depression and feel like I will never get out of it. Especially with my dead end job and numerous job applications going nowhere.

    I'm completely overwhelemd by my student loan debt and don't know what to do first.
    byu/Distinct_Coast8645 inStudentLoans



    Posted by Distinct_Coast8645

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