I need some advice about applying for Ohio SCRA for a debt incurred after I joined. TLDR I am an Ohio resident, currently in the space force stationed in Colorado, I got a loan for a vehicle that I bought while in service using a Ohio bank, I reached out to my bank requesting for them to apply SCRA and they replied I only qualify for the SCRA if I am deployed or deployed OCONUS. Is this true or should I qualify for SCRA?
Posted by BackgroundYou2042
3 Comments
It’s typically for debt from before you joined the service. What you do after you join is on you.
I do think interest is capped at 29% or something under SCRA. But hopefully you’re below that anyway.
Go ask the legal office on base.
Ohio SCRA applies before and during active duty service. Used many times, just find the code and send it to them