96k in student loans and my job is near minimum wage. I know I was dumb for taking out that much in student loans but there is nothing I can do about it now. Rent in my area is crazy you really can't find anything under 2k for a one bedroom or studio. I think moving out would be even worse because I would take on rent and bills and separate groceries. I genuinely think I will stay living at home until it's paid off but it makes feel terrible, like Im so behind and everyone else thinks Im a bum. I would make 1k-1.5k payments to be debt free in ten years instead of putting that money to rent, TEN years. I just feel lost and that debt is constantly on my mind. To anyone else with an insane amount of debt w/o a high paying job what are y'all doing.
Living at parents till I pay off loans??
byu/Mediocre-Jelly-7625 inStudentLoans
Posted by Mediocre-Jelly-7625
3 Comments
Dont work for 60 months and get tpd instead of working minimum wage.
There’s nothing wrong with doing that. Plenty of people have done it. It might be a good idea to show gratitude to your parents for allowing it.
If you have the ability to live at home and pay off the debt then I think that is a good idea