I recently signed up for the Amica Streetsmart program and found it to me not so smart.

    Cellphone Tapping – Since i don't use my phone in the car, I used to leave it in my pocket. However, I am constantly getting dinged for tapping when my phone is in my pocket. It even notes this tapping when I am riding my bike with the phone in my pocket. I try now to remember to take it out when I get in the car (but then I forget that it is in the car and have to go back for it when I realize I forgot it). Anyone know a setting on my phone so this won't happen? When I spoke to Amica their fix was to put down that someone else used my phone while I was driving. I do that now, but it is a pain to always remember to do this.

    Hard braking – This seems to have a very sensitive setting as it goes off when I stop for lights. I find myself going through lights that are closer to red than yellow to avoid braking hard and getting dinged for it. Foe example, last night I was dinged three stars for braking 8 mph in 1.9 seconds. I am constantly afraid to use the brakes, although obviously I need to do so.

    Speeding – This one is hard to find too much fault with, although it seems to pick up speeding as I slow down when you pass a lower speed limit sign. I suppose it expects me to brake for it, but I have a difficult time doing this, just for the app. The one thing that it does do that makes me a bit more unsafe is when I am on a freeway I try to drive the speed limit but virtually everyone else is going much faster. I am constantly in fear of the people coming up fast behind me and coming close to hitting me because of my speed. Where I live (Houston), if you are not going 20 mph over, you are not flowing with traffic, you are obstructing it. I know that there is nothing to be done about that but it is an issue that concerns me

    Problems with Amica Streetsmart-Any hacks
    byu/WallI056 inInsurance



    Posted by WallI056

    1 Comment

    1. Chemical-Display-499 on

      It sounds like driving apps may not be for you. Some have the ability to “code a trip” as pedestrian/bus/passenger; you might could try that after every time you aren’t driving. As for keeping in your pocket…idk, if it’s that sensitive to ding you for shuffling your buttocks then that’s a problem. Also some apps will actually charge you MORE if it doesn’t like your driving score, while some only give you a smaller discount, but never a true “surcharge” (Progressive and Travelers will surcharge, for example, Nationwide will only ever discount, even if it’s just a 1% discount…idk how Amica’s works) A lot of them have these issues, and it’s up to you if it’s worth it or not.

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