Have a 2022 civic, shop said they tore it down and sent estimate of 14.4k to insurer on Friday.
From what I’ve researched the acv is likely in the 20-21k range, which puts it on the borderline of the 70 percent total threshold in my state.
In these cases if I express a preference for the decision either way will it make a difference? Mathematically it seems very borderline.
Do I have a say in whether vehicle is repaired or totaled?
byu/southernlifeactuary inInsurance
Posted by southernlifeactuary
2 Comments
No.
Nope. By having Insurance, you give them permission to resolve your claim in any way they want and they can total it before the state threshold if they want.