Hello everyone, I currently only have 2 credit cards (Sapphire Preferred, Freedom Unlimited) I’ve already reached the goal of $5,000 for 100,000 bonus points with the Sapphire. Now I’m trying to figure out how to balance my cards to get the best benefits out of both cards. Which should I use for everyday purchases, groceries, food and drinks, bills, etc. Advice will be extremely helpful and appreciated!
Sapphire Preferred vs Freedom Unlimited
byu/co_55 inCreditCards
Posted by co_55
3 Comments
I like the Chase Freedom Unlimited I just don’t like it’s 1.5% cash/points back
CSP for dining, streaming, gas, travel, groceries. Just look at the multipliers and whatever is best use the card for that
Sapphire Preferred for dining, online groceries (works with things like Kroger Pay for some in-person groceries shopping), gas, EV charging, streaming, travel (including vacation homes), and transit, Freedom Unlimited for everything else.
Also, Sapphire Preferred for all foreign transactions. Freedom Unlimited has a 3% foreign transaction fee