My car was involved in an accident in Massachusetts where car A hit parked car B so hard that it launched forward and hit my parked car. this happened earlier this year in April I have filed a claim with my own insurance. They denied me because I do not have collision and told me to make a claim with the other two cars A and B. Since making those claims car A has been held liable but apparently when they contact car B’s insurance they get no reply at all. I’m not sure what to do since the damages to my car I think are pretty bad
My car was involved in a 3 car accident but I have no collision coverage.
byu/narut_022 inInsurance
Posted by narut_022
5 Comments
Really all you can do is wait and keep following up. Make sure your car is not sitting in a tow yard or shop accruing storage.
It is surprising that it has taken this long. It is odd that Car B insurance is silent. I would possibly consider following up with them to see where they are at since you are just waiting.
So does A have some sort of limits issue? So they can’t pay your claim yet? Minimum limits in MA are very low so can be an issue.
Follow up or serve with small claims paperwork is your options and once you file in small claims they’ll respond quickly doesn’t even take an attorney either, mass also garnishes wages for court settlement so it’s easy to get paid.
File with insurance company A given its insured hit the car who hit you. Also, file with insurance B if you can get a hold of them. If neither want to cooperate, you will have to eat your damage and sue them in court. When you take insurance risks, sometimes you lose.
Sorry this happened to you OP I also had some bad luck with an accident last year, was so confused on what to do. Speaking from experience, talk to Car A’s insurance since they’d likely be the at-fault party. Hopefully they’re responsive, if not, look not getting some legal help. Glad you weren’t in the car when this happened!