I live in Texas and am married (common law through taxes). I’m on the SAVE plan still and haven’t been paying and have no plans to pay. Unfortunately I’m out of work for the foreseeable future as a caregiver for my medically complex/disabled 4 year old. I was a teacher before and was in the PSLF program which is how I ended up with Mohela.
I believe once SAVE officially expires that Mohela will try to force me onto a plan that takes into account my husband’s income. I want to avoid that as he already has enough financial burden caring for a disabled child (it’s VERY expensive) and he didn’t even go to college so it makes no sense for him to shoulder my burden.
Is there away around using his income for my loans or do we just have to file married separate as our only option? I hate to lose out on the tax benefits but I guess it is what it is.
Anyone been in a similar boat with advice?
Mohela SAVE No Income
byu/Commercial_Money_557 inStudentLoans
Posted by Commercial_Money_557
1 Comment
Filing separately is probably the only clean way to keep his income out of the calculation, the system just pulls both when you file joint