Text lavishruby to 77948 for FREE VIP SMS notifications from me, important announcements, giveaways, upcoming events I’ll be speaking at and more.
SIGN UP FOR LAVISH LIFE ACADEMY MENTORSHIP FREE RESOURCES (FOREX, BUSINESS AND BRAND DEVELOPMENT, DROPSHIPPING)
➜
Mentioned in todays video:
1. EMERGENCY FUND 3-6 months
If you don’t have an emergency fund yet, that is the first thing you should work on. Put your money in a HIGH INTEREST savings account with 1.5% or more(ALLY BANK, DISCOVER)
2. PAY OFF DEBT (something I don’t see enough people talking about)
High interest rate debt is one of the MOST expensive thing in you can have (anything greater than 5%) , paying this off can make a guaranteed rate of return – 10-15% rate
Regardless of whats going on in the economy Credit cards are still charging interest
Getting rid of all the high interest debt you have right now is gonna save you alot more money in the long run
3. INVEST (PLEASE BE CAUTIOUS)
1. STOCKS
Stocks are at a 20%-80% discount from their all time highs, now is a perfect time to invest if you know what you’re doing. It can get worse before it gets better so you want to plan for the future. Invest in stocks that will be profitable EVEN AFTER the recession, stocks that make products that we buy whether the economy is good or bad.
I invest in both Index Funds (broadbasket) and Individual Stocks
1. Index Funds- I use Vanguard S&P 500 under M1 Finance
2. Individual Stocks in the HEALTHCARE UTILITIES AND CONSUMER STAPLES, ENERGY sectots
11 SECTORS OF THE ECONOMY THAT HAVE YIELD, RISK SAFETY AND GROWTH
2. CRYPTOCURRENCY
BITCOIN – if you havent already, SUPER high risk high reward, its deflationary so the purchasing power is always increasing
21 million EVER MADE, thats why it keeps going up in value
3. INVEST IN YOURSELF NEW SKILLS
GREATEST ROI
Learn new skills that can make you six figures, invest in coaching mentorship classes or courses in different areas. We have time now to learn and spend extra time perfecting skills and side hustles such as
Forex and Stock Day Trading
Business and Brand Development
Starting a Youtube channel – camera, laptop , self funding
Learning how to Code
Apps to save and make money
______________
Forex Informational Webinar
➜
Business Consulting/ Mentorship
➜
For BUSINESS AND SPONSORSHIP OPPORTUNITIES please contact my BUSINESS EMAIL!
➜ LavishRuby@gmail.com
WANT ME TO SPEAK AT YOUR SCHOOL OR EVENT? please contact my BUSINESS EMAIL!
➜ LavishRuby@gmail.com
________________________________________
CONNECT WITH ME ⇣ (PERSONAL)
Website:
Instagram:
Twitter:
________________________________________
SHOP MY HAIR BUSINESS:
Instagram:
SHOP LAVISH LIFE BRAND
Instagram:
EMAIL: lavishruby@gmail.com
_______________________
Lavish Ruby wears multiple hats as a 22 year old College Graduate, serial entrepreneur and youtuber. She is the CEO of four b thriving companies, the first Lavish Lengths Co, a Hair extension company that specializes in affordable hair for college students as well as the Lavish Life Brand LLC most known for the best selling Lavish Life Academic Planner , a planner designed specifically for Academic success which has made her more than 100,000 dollar revenue.
She is a Class of 2019 Biomedicine Graduate with an Honors Distinction in Research for Glioblastoma Cancer Cell Research at Kean University and Award Holder for her Neuroscience Research on the effects of Underlying Multiple Sclerosis (MS) causing a delay in the Diagnosis of Posterior Reversible Encephalopathy Syndrome (PRES) secondary to severe Pre-Eclampsia.
While carrying all of these hats, she still manages to vlog her daily Endeavors on her successful youtube channel for her 120k+ subscribers. She uses her Youtube channels platform to Encourage, Empower and Inspire young men and women to live to their highest potential. Her channel that has racked millions of views consist of College related videos such as How to get a 4.0 in college, a Money Mondays series where she teaches different money making streams, as well as Lifestyle vlogs where she shows the ins and outs of college/life balance.
________________________________________
xoxo, LavishRuby