Gold, Silver & More: The Ultimate Precious Metals Investment Guide for Germany | Financecouch

Do you think it’s a good idea to invest in Gold or Silver in Germany? 🤔
In this episode of Financecouch, we address the topic of investing in precious metals, particularly Gold. Gold has always been considered a “crisis currency,” attracting a lot of interest from investors seeking to safeguard their investments. In this video, we will explore the advantages and disadvantages of investing in Gold and Silver, as well as discuss different investment options.

🔷 Advantages of Investing in Precious Metals:
One significant advantage of investing in precious metals like Gold and Silver is the tax-free nature of selling them after holding for at least one year. Unlike stocks, bonds, or ETFs, Gold and Silver are classified as special assets, similar to art or Bitcoin, ensuring tax exemption on profits.
However, it’s crucial to invest in Gold or Silver the right way to enjoy this advantage. Investing in Gold ETFs or mutual funds, for instance, does not provide tax-free benefits.

🔷 Disadvantages of Investing in Precious Metals:
Some people claim that these precious metals serve as a hedge against economic crises or inflation, which is partially true but depends on the specific time frame analyzed. For example, Gold served as an inflation hedge in the 1970s, but not consistently throughout subsequent decades.
Additionally, the lack of productivity is another disadvantage when it comes to investing in precious metals. Owning a Gold bar does not generate any income or passive returns. On the other hand, investments in stocks, bonds, ETFs, or real estate provide interest rates, dividends, or rental income.

🔷 Different Investment Options:
Indirect options like derivatives, stocks of Gold mining companies, or Gold ETFs and mutual funds are not recommended. These methods involve indirect investments in Gold, meaning you don’t actually own any physical Gold. Moreover, all profits from these indirect investments are subject to a 25% capital gains tax.
For a more direct approach with tax benefits, consider investing in Bars, Coins, or ETCs (exchange-traded commodities). ETCs are suitable for short-term traders who want a quick and easy buying and selling process. On the other hand, if you’re a mid- to long-term investor, physical precious metals like bars and coins are preferable.

🔷 Conclusion and Next Steps:
If you’re considering investing in precious metals like Gold and Silver, it’s important to be cautious of fake shops, especially when purchasing online. If a deal appears too good to be true, it likely is. Seeking trusted precious metals dealers is crucial to ensure a secure investment. We can assist you in selecting the best dealer based on your investment preferences.

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00:00 Should You Invest In Gold Or Silver In Germany?
00:41 Advantages Of Investing In Precious Metals (Gold, Silver, Etc)
01:43 Historic Return Of Gold And Silver
02:45 Disadvantages Of Investing In Precious Metals (Gold, Silver, Etc)
04:05 How To NOT Invest In Precious Metals (Gold, Silver, Etc)
04:46 How To Invest In Precious Metals (Gold, Silver, Etc)
05:38 Different Gold And Silver Coins & Bars (eg Krugerrand)
08:08 Important Tips When Investing In Precious Metals (Gold, Silver, Etc)

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