How To Get Rich In The 2024 Market Reversal

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THE 2024 ECONOMY:

STOCKS –
Studies show that the Average American is absolutely horrible at investing. In fact, the typical return that most people achieve is just barely higher than the rate of inflation. The reason for this is simple: “Investors consistently bought assets that were overvalued and sold assets that were undervalued.”

For context, it was found that – in the first year, you have a 73% chance of being profitable, which increases to 80% in the second year, 90% in the fifth year, and, 97% in the 10th year – basically implying that the longer you stay invested throughout a diversified index, the more likely you are to come out ahead.

THE HOUSING MARKET –
It’s said that “More inventory will be generally offset by more buyers in the market. As a result, it is expected that, overall, the median home price in the U.S. will grow modestly, rising to $394,200 for 2024, a 1.5% increase over 2023.”

On the other hand, Redfin believes that 2024 will see a median price drop of 1%, Zillow thinks we’ll see a drop of 0.2%, Morgan Stanley anticipates a price drop of 3%, and JP Morgan believes that affordability could be resolved by the time 2027 comes around.

For the rest of the year, my entire 2024 investing blueprint is really simple:

First: Go through my expenses and reduce any unnecessary spending.
Second: Invest consistently on a regular basis.
Third: Buy and hold for the next 20 years
Fourth: Continue buying Index Funds – 80% United States, 20% International
Fifth: Save cash on the sidelines for a potential real estate opportunity
And Sixth: Allocate 5% to speculative investments.

Separately, new revisions also show that American’s “Excess Savings” is way higher than expected, leading to the notion that there’s still plenty of dry powder on the sidelines, ready to buy in – IF the market were to drop.

Hope this helps! Are you reading this? If so, feel free to comment “I’m reading this” and I’ll do my best to reply!

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What’s up Graham it’s guys here and 2024 is going to be out of control for investors like just consider that in the last 12 months the S&P 500 is already increased by whopping 26% and broken through all-time highs the housing market surged nine straight months to a brand new record Bitcoin more than

Doubled on hopes of an ETF and Tesla machines are slowly coming to life and rebelling against human existence okay but in all seriousness even though this last year has been incredibly rewarding for anybody who’s continued investing there’s a lot that could happen in 202 that we need to talk about with several

Upcoming events that are about to have a huge impact on pretty much everything so with that said here’s my exact investing plan what history says is most likely going to happen throughout the next year for stocks real estate and cryptocurrency the warning signs to look out for and then finally what you could

Do about all this to put yourself in the best position possible as soon as you hit the like button and subscribe since I post every single week and I do my best to respond to as many of your comments as possible don’t believe me leave a comment and I’ll do my best to

Respond to you so thank you guys so much and also big thank you to herob breed for sponsoring today’s video but more on that later all right so to start what makes this year so much different from the last is the fact that we’re facing completely opposite conditions than 2023

Like just consider that for the last 2 years the Federal Reserve has been raising interest rates to combat inflation and now we’re seeing those interest rates decline for the first time since early 2022 in addition to that 2024 marks an election year of which tends to be pretty volatile

Another government shutdown is booming in just a few weeks except this time it’s going to be more difficult to Kick the Can down the road even further and most importantly nearly every single asset class is close to its all-time high and worrying investors who wonder how much higher can this possibly go

Honestly all of this is added a really confusing layer on top of everything else because even though this last year has heavily favored the investor prices don’t just go up forever consistently without some bumps along the way not to mention if you look at the market throughout the last 2 years it’s

Essentially been completely flat so in terms terms of where to begin let’s start here number one the stock market first of all studies show that the average American is absolutely horrible at investing in fact statistically the typical return that most people achieve is just barely higher than the rate of

Inflation so if you don’t take the time to at least understand this you’re going to have no idea what to watch out for and it all begins here in 2014 Business Insider released an article explaining why the average investor does so poorly or even loses money despite prices going

Higher and just for context by the way this article was written when the S&P 500 had fallen to 1820 however despite this in hindsight being one of the best opportunities to buy into the stock market the average investor instead sold and waited for the market to recover

Except in doing so they missed out on some of the best moments of the entire decade I mean I’m sure we’ve all probably seen the same chart showing what happens when you’re out of the market during the best days over the last 20 years but what I personally

Found the most surprising is that during that time frame only 40 days were responsible for whether or not you make or lose money that’s it and as they say missing these days does so much damage because those Mis gains aren’t able to compound during the rest of the investment holding period likewise

There’s also the finding that the best performing days come right after the worst performing days as you could see here and on a more practical level they even analyzed fund inflows to see exactly why investors were underperforming the market by a lot and as I’m sure you might have guessed they

Found that inflows became most aggressive as markets peaked and outflows ramped up when markets were near their lows or in other words investors consistently bought assets that were overvalued and sold assets that were undervalued so what does this practically mean for 2024 well that’s why I’ve always approached the stock

Market as a long-term investment strategy with money that I don’t intend un touching for at least 20 to 30 years that way any of the day-to-day fluctuations really make no difference whatsoever and once you zoom out you’ll see that it’s pretty profitable to stay invested for instance one way to analyze

Potential returns is to look at what’s called the rolling 20-year period of the S&P 500 which basically takes a snapshot to determine exactly how much money you would have made throughout every single time frame and surprisingly it’s found that throughout the last century a 20-year holding period has never once

Lost money the reality is the worst ever 20-year return occurred in 1948 at just under 4% a year while the best year started in 2001 with the market earning more than 16% a year it seems as though most Years you’ll tend to earn anywhere between 7 and 10% but in the short term

The honest answer is anything can happen like just for some context studies show that in the first year you have a 73% chance of being profitable which increases to 80% in the second year 90% in the 5ifth year and 97% in the 10th year basically implying that the longer

You stay invested the more likely it is that you’ll make money however I know some people are going to comment but gr this year’s an election year and you have to take that into consideration for your video and I agree so here’s the data if we look back back historically

Throughout the last 70 years we could see that on Election years in the months of October the market drops an average of about 1% however the good news is that on average all of those losses are made up in the months of November and December completely reversing any losses

That occurred beforehand now even more surprising is that overall election years aren’t all that bad either and if we take a look all the way back to 1928 The Market has gone up 19 out of 23 times during the entire year of the election now that doesn’t mean that pass

Performance is going to happen again and again every single year but it does indicate that if you stay invested you’re going to come out ahead more often than not I also find it interesting that according to Ryan dietrich’s information on Twitter the S&P 500 has so far always been positive

In the year following a 10% drop and a 10% gain meaning 2024 could be another fantastic year for investors that’s also echoed by the fact that besides the years of 1938 and 1963 when the market goes up by more than 20% in a year it’s always increased more in the subsequent

Year this is exactly why I’ve kept the same mindset that it’s probably best to dollar cost average into the overall markets on a regular basis regardless of where it’s priced and if the past is any indication there’s a good chance that it’s going to be worth a lot more in the

Future than it is today however in terms of what’s happening with real estate that is a completely different matter and I hope you’re sitting down because I certainly made some mistakes but before we go into that if you’re anything like me you probably use the new year as a

Way to set goals make improvements throughout the next 12 months and then stick with them so that hopefully you don’t have to start it over again now I’m certainly not perfect when it comes to this but if I could offer any piece of advice it’s to make sure your

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Off enjoy thank you so much and now let’s get back to the video all right now here’s where things get really interesting in terms of the future of the housing market look it’s no surprise the last 3 years has been incredibly challenging for anyone looking to buy real estate like low interest rates

Locked in new and existing home owners an inventory shortage kept prices high and interest rate hikes absolutely obliterated home affordability but in 2024 that might begin to change why well the 30-year mortgage rate is expected to drop as the Federal Reserve once again begins lowering interest rates or I

Guess more precisely put it’s expected that we’re going to see three rate Cuts in the next 12 months there’s also the aspect of significant pent up demand to buy a property and as the US Census Bureau says there would be 740,000 more homeowners if the home ownership rate

Match the 1990 level that’s expected to generate many more sales as rates begin to come down throughout 2024 this is also expected to prompt a lot more homeowners to list their homes for sale once the gap between their existing interest rate and Future interest rates begins to narrow although in terms of

Whether or not prices will fall the general consensus seems to be unfortunately no it’s only going to get more expensive in fact it said that more inventory will be generally offset by more buyers in the market as a result it’s expected that overall the median home price in the US will grow modestly

Rising to $394,000 for 2024 a 1 a. half% increase over 20123 of course keep in mind that that doesn’t mean that prices everywhere are just going to be going higher especially since real estate is highly localized but because larger metros are facing some affordability issues areas like Miami San Diego Los Angeles Las

Vegas Tampa Nashville Austin are in the locations likely to see a marginal price decline While others like Indianapolis New Orleans Chicago Pittsburg Detroit and Louisville yeah I said that one correctly because I learned the hard way when I visited could see prices increase as high as 5% now on the other hand

Redin believes that median prices will see a drop of 1% in 2024 Zillow thinks we’ll see a drop of0 2% Morgan Stanley anticipates a price drop of 3% and JP Morgan believes that affordability could be resolved by the time 2027 comes around now in terms of what I’m doing

Though I’ll be honest I have been completely blown away by the strength of the housing market and how resilient it’s been like I said back in January of 2022 that I wanted to get back into the real estate market by buying where I live in Las Vegas through some

Commercial real estate so I looked and looked and waited and I looked again and I tried to find a deal that made sense to buy and it waiting and uh here I am I’m still waiting now in hindsight it seems as though I’ve somewhat made the right choice because commercial real

Estate values here in Vegas have declined anywhere between 10 and 20% depending on the property type but that’s also meant that I’ve spent 2 years trying to find a no-brainer deal to buy and that deal just has not existed on top of that though the high interest rates also make a cash flow

Negative unless you put a lot of money down and the risk reward ratio just isn’t penciling out unless you’re willing to do a lot of the work yourself that means I’m going to continue being patient until eventually hopefully if I am lucky the right deal will come along

And make sure to subscribe so I keep you posted on that and finally we have the last topic that’s worth discussing because people have been asking me non-stop to talk about this and that would be alternative Investments including Bitcoin I mean I think it’s no surprise that I keep a percentage of my

Portfolio and more speculative alternative Investments including Collectibles cars and Bitcoin and I generally have the mentality that if it goes up in value great and if it doesn’t well that’s okay too but I also can’t say that I’ve not been paying close attention to what’s going on with Bitcoin because it’s incredibly

Interesting throughout 2023 the price has increased from a low of 16,500 to now more than 42,000 making it one of the highest returning assets of the Year this in and of itself is quite significant because the average cost basis for investors is shown to be around 33,000 meaning the average

Investor is now sitting in profit for Bitcoin on top of that even the Bitcoin bull micro strategy is back in the green with a cost based of 31,000 now in terms of where this could go from here some analysts believe that the Bitcoin ETF excitement is already priced in and if

It gets approved prices might begin to fall but as far as what I think I have absolutely no idea I’ve just taken the approach that Bitcoin can make up a small part of my portfolio I don’t see the harm in buying in on a regular basis

With what you could afford to lose and if you’re going to buy in it probably helps to have a very long-term Outlook as far as anything else though to be honest I really haven’t bought any other alternative Investments since the beginning of 2020 want to me there is

Just way too much hype around exotic cars and expensive watches so I stayed away from that and chose to lose money in individual stocks instead just kidding but in all seriousness if I were to make any predictions for this next year I tend to believe that automobiles

Still have more room to fall watches selling obscenely over MSRP makes absolutely no sense to me and Bitcoin so far has been quite profitable to dollar cost average into but time is going to tell how all of these play out for the rest of the year though my entire

Investing blueprint is really simple first go through my expenses and reduce any unnecessary spending second invest on a regular basis which in my cases every morning at Market open third Buy and Hold for the next 20 years fourth continue buying index funds which for me is 80% United States 20% International

Fifth save cash on the sidelines for a potential real estate investment and six allocate about 5% of my entire portfolio towards riskier Investments that’s it it’s really simple it’s very easy to follow and the best part about it is that historically this is shown to have some of the highest returns like besides

Rotating my 2020 individual stocks into index funds and tax loss harvesting some positions to minimize my taxes I really haven’t sold anything since I started investing in the stock market about 10 years ago in fact I still have my original S&P 500 index funds that I purchased through Vanguard when the

Market was trading at 1400 and I have a feeling that we’ll be able to look back 20 years from today and think to ourselves geez the the market was so cheap hopefully anyway separately on a more practical level newer Vision showed that American excess savings is way higher than expected leading to the

Notion that there’s still plenty of dry powder and money in the sidelines to buy in if the market were to drop so for all intents and purposes I am keeping the exact same strategy as usual and changing absolutely nothing for the next year so with that said you guys thank

You so much for watching as always feel free to hit the like button subscribe and don’t forget that you’ll be able to get all the way up to a few th000 worth of free stocks when you make a deposit using a paid affiliate link Down Below

In the description when you sign up I’ll get a commission on that but you also get some free stocks so let me know what stocks you get thank you so much and until next time