researching the best billing and invoicing software 2026, streamlining our freelance business.

my partner and i run a small design agency, and our current process of creating invoices in google docs and tracking payments in a spreadsheet is a mess. as we plan to grow and take on more clients in 2026, we know we need professional billing and invoicing software. we want something that looks polished for clients, automates late payment reminders, tracks time against projects, and gives us clear reports on whats owed.

we bill by the hour and by fixed project fees. key needs include recurring invoicing for retainer clients, multiple payment gateway options (stripe, paypal), and the ability to handle sales tax. were a us based llc.

if any freelancers, consultants, or small agency owners have found software that really streamlined their financial operations, id love to hear your experience. we want to look professional and get paid faster. any recommendations on what to look for are appreciated.